Bank of America Buys Countrywide

Today, I was reading Google news and discovered that Bank of America has purchased Countrywide. To most people this would be a non issue. To me this is a nightmare come true. Let me explain when my husband and I purchased our home we got two mortgages on it. Both were with a broker who then sold our mortgages to separate banks who then in turn sold our mortgages yet again. Mortgages sold twice in less than a year. The last sale happened in the summer my second mortgage went to Bank of America while my primary mortgage went to Countrywide. That is when the problem began with Bank of America. You see just before my 2nd mortgage was sold I made my August payment. I had paid my August payment in July. I paid twice that month and the 2nd payment was applied to my principal not to the next months payment. After I had made two more payments to Bank of America they were saying I still owed for August but actually did not. I called them explained what had happened and was told to contact my previous carrier as they had not forwarded my payment when in reality they had. So after 2 weeks of back and forth Bank of America finally straightened out the problem.